Ever found the perfect outfit or gadget online, only to hesitate at checkout? Afterpay could be your solution, letting you split your purchase into easy installments. But where can you actually use Afterpay?
With more stores offering flexible payments, knowing which websites accept Afterpay can help you shop smarter and manage your budget. In this article, we’ll reveal top online stores that use Afterpay and share tips to find new favorites—so you can shop now, pay later, and stress less.
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Where Can You Use Afterpay? Your Guide to Afterpay-Friendly Websites
Afterpay has revolutionized the way millions shop online by letting you buy now and pay later. If you’ve ever wondered, “What websites use Afterpay?” you’re not alone. With the surge in flexible payment options, more retailers are joining the Afterpay ecosystem each year. In this article, you’ll discover which websites accept Afterpay, learn the ins and outs of shopping with it, and pick up tips to make the most of your next purchase.
Understanding Afterpay: How It Works
Before diving into specific stores, let’s quickly break down what Afterpay is and why it’s become so popular:
- Buy Now, Pay Later: Afterpay allows you to split your purchase into four interest-free payments, due every two weeks.
- Instant Approval: Approval is quick and based on soft checks, making it accessible for many shoppers.
- No Hidden Fees: Pay on time, and there are no fees or interest added.
You can use Afterpay at thousands of online (and even some in-store) retailers, provided they have integrated Afterpay as a checkout method.
What Types of Websites Use Afterpay?
Afterpay is embraced by a wide variety of eCommerce websites. Here are the main categories where you can easily spot the Afterpay option:
1. Fashion and Apparel
The majority of Afterpay’s partners are clothing and accessory brands. Whether you’re looking for fast fashion, high-end labels, or even activewear, there’s a good chance you’ll be able to shop now and pay later. Popular categories include:
- Women’s, men’s, and kids’ fashion
- Shoes and sneakers
- Jewelry and watches
- Handbags and accessories
2. Beauty and Wellness
Beauty retailers have jumped on board with Afterpay, too. Here’s what you can get:
- Skincare and makeup products
- Hair tools and accessories
- Fragrances
- Health and wellness supplements
3. Home & Living
Looking to spruce up your space but not eager to pay everything upfront? Many homeware stores accept Afterpay:
- Furniture and décor
- Bedding and bath accessories
- Appliances and kitchenware
- Art and home fragrance
4. Electronics & Tech
While less common, some tech and gadget shops now support Afterpay:
- Mobile phones and accessories
- Home audio and electronics
- Gaming equipment
5. Sports & Outdoor
Active lifestyles and buy now, pay later go hand-in-hand. Shop for:
- Sportswear and running shoes
- Bicycles and fitness equipment
- Outdoors and camping gear
6. Other Categories
You’ll also find Afterpay accepted for products like baby gear, toys, gifts, pet supplies, and even subscription boxes.
Popular US Stores That Accept Afterpay
While the specific list of Afterpay partners is always growing, some major online (and in-store) retailers that have been known to accept Afterpay include:
- Fashion
- Urban Outfitters
- Anthropologie
- Revolve
- ASOS
- Forever 21
- PacSun
-
UGG
-
Beauty
- Sephora
- Morphe
- MAC Cosmetics
-
Tarte Cosmetics
-
Home & Lifestyle
- Bed Bath & Beyond
- Pier 1
- The Sill
-
Pandora Jewelry
-
Footwear & Sportswear
- Adidas
- Crocs
- Steve Madden
-
Finish Line
-
Others
- PetSmart
- Booktopia
- Babylist
This is just a snapshot—thousands of stores partner with Afterpay, and more are added regularly.
How to Check If a Website Accepts Afterpay
Sometimes, it’s not always obvious if your favorite shop accepts Afterpay. Here’s how you can quickly check:
1. At Checkout
- Add your items to your cart and proceed to checkout.
- Look for the Afterpay logo or payment option among the listed payment methods.
2. Store Locator
- Visit Afterpay’s store directory through their website’s app or homepage.
- Browse by category or search for a specific retailer to see if they are partnered with Afterpay.
3. Website Footer or FAQs
- Scroll down to the site’s footer or check the FAQ section—stores accepting Afterpay often mention it here.
4. Customer Support
- Reach out to the store’s customer service team and ask if Afterpay is available as a payment choice.
Top Benefits of Shopping with Afterpay
Why do so many shoppers and retailers use Afterpay? Here are the main advantages:
- Interest-Free Payments: There’s no interest as long as you pay on time.
- Easy Budgeting: Split your payments into four, making it easier to afford larger purchases.
- No Credit Impact: Approval involves a soft check and doesn’t affect your credit score.
- Instant Use: Get approval within seconds and use Afterpay immediately.
Retailers love Afterpay because it can:
- Increase average order sizes
- Attract more shoppers
- Improve conversion rates
Key Challenges and Considerations
While Afterpay is convenient, it’s important to stay mindful of a few challenges:
- Late Fees: If you miss a payment, Afterpay charges late fees and may restrict your account.
- Impulse Spending: The ease of splitting payments can lead to overspending if you’re not careful.
- Not All Items Qualify: Some products or special promotions may not be eligible for Afterpay.
- Returns and Refunds: You’ll need to follow the retailer’s regular return policies, and refunds through Afterpay may take a few days to process.
Best Practices and Practical Tips for Using Afterpay
To make the most out of Afterpay and avoid pitfalls, consider these practical tips:
- Set a Spending Limit: Stick to a monthly Afterpay budget so you’re not caught off guard by upcoming payments.
- Track Payments: Use the Afterpay app to monitor schedules and set reminders for payment due dates.
- Review Retailer Policies: Always check the store’s return/refund policy before purchasing.
- Keep Card Details Updated: Update your card information in the app if it changes to avoid missed payments.
- Use for Larger Purchases: Consider using Afterpay for mid-to-large purchases that might otherwise strain your budget.
Shipping and Cost Tips When Using Afterpay
If you’re shopping online with Afterpay, here are a few things to keep in mind to save on costs, especially when items ship from overseas:
- Check Shipping Costs: Some stores, especially international ones, may charge higher shipping—compare options before purchasing.
- Free Shipping Thresholds: Many retailers offer free shipping beyond certain order values; combine purchases where possible.
- Returns Policies: Understand if shipping fees are refundable, especially for international returns.
- Avoid Surprise Taxes: International orders may come with customs fees or taxes not included in your Afterpay payments.
Regularly Updated Store Lists
The list of websites that accept Afterpay changes frequently. The Afterpay website and other shopping directories offer regularly updated, searchable lists by category, brand, and new arrivals. It pays to check these resources or use the Afterpay app for the latest news.
Frequently Asked Questions (FAQs)
What exactly is Afterpay?
Afterpay is a “buy now, pay later” service that lets you split your purchase into four interest-free payments, spread out over six weeks. It’s available with thousands of online and some in-store retailers.
Do all websites offer Afterpay at checkout?
No, only stores that have chosen to partner with Afterpay will display it as a payment option at checkout. You can usually check in the payment section or contact customer service to confirm.
Can I use Afterpay for in-store shopping as well?
Yes! Some brick-and-mortar stores now accept Afterpay. Use the Afterpay app to generate a barcode for in-store purchases if the retailer supports it.
Are there any interest or fees with Afterpay?
Afterpay doesn’t charge interest. You’ll only pay fees if you miss a scheduled payment. Otherwise, using Afterpay is free.
How do refunds work if I return something bought with Afterpay?
If you return an item, the retailer will process the refund, and Afterpay will adjust your payments, typically either issuing a refund for payments made or canceling remaining payments. Always check the store’s return and refund policy.
In Summary
Afterpay has become a go-to payment choice for online shopping, available at thousands of stores across the US and beyond. It’s especially common among fashion, beauty, home, and lifestyle retailers. To find Afterpay-friendly stores, check the retailer’s checkout process, browse using the Afterpay app, or look for mentions on their website. While it’s a flexible payment tool, use it wisely—budget carefully, know the terms, and always shop within your means. With these tips, you can enjoy all the perks of Afterpay and make shopping both fun and manageable.